Ehsaas Naujawan Programme 2025 – Interest Free Loans for KP Youth
Ehsaas Naujawan Programme 2025 is a new step by the KP government for youth. It gives interest-free loans to start or grow small businesses. The aim is to fight unemployment and promote self-employment. Young people can now turn ideas into reality without loan pressure.
The scheme is open for both groups and individuals. Women and persons with disabilities also have special quotas. Repayment is easy with a long plan and grace period. It is a chance for youth to become independent and support the economy.
The scheme is open for both groups and individuals. Women and persons with disabilities also have special quotas. Repayment is easy with a long plan and grace period. It is a chance for youth to become independent and support the economy.
If you also want to apply for more program then visit Ehsaas Program CNIC check online.
Objectives of the Ehsaas Naujawan Programme 2025
The main goal of this programme is to empower the youth of Khyber Pakhtunkhwa. It is designed to help them become financially independent and confident in their ideas. By offering interest-free loans, the government wants to open new opportunities for business and innovation. The initiative also ensures that no one is left behind, especially women and differently-abled persons.
The key objectives of this programme are:
Applying for the Ehsaas Naujawan Programme 2025
Getting financial support under this Ehsaas Nojawan programme is simple and accessible for all eligible youth. The government has partnered with trusted banks of KPK to make the process smooth and transparent. Applicants don’t need to worry about hidden charges since the loans are completely interest-free. By applying, young people get a fair chance to turn their skills and ideas into successful ventures.
Eligibility Criteria
To qualify for the Ehsaas Nojawan Programme 2025, applicants must meet the following conditions. The scheme is focused on the youth of Khyber Pakhtunkhwa who want to start or grow their businesses.
How to Apply
The application process is simple and user-friendly. Youth can apply through the official partner banks.
Deadline for Applications
Currently, the programme does not have a fixed deadline for applications. It is a rolling scheme under the three-year plan with allocated yearly budgets. Applicants are encouraged to apply early, as loan approvals depend on the available funds each year.
Components of the Ehsaas Naujawan Programme 2025
The Ehsaas Nojawan Programme has been divided into two main parts. Both aim to provide interest-free loans but are designed for different types of applicants. This makes the scheme flexible and more inclusive for youth across the province. Here’s how it works:
Bank of Khyber (BoK) Loans
This component is designed for groups of young people who want to work together. Each group must include 3–5 members between the ages of 18 and 35. The loan size ranges from Rs 1 million to Rs 5 million, making it ideal for bigger business ideas. Repayment time is spread over 8 years with a 20-month grace period, so applicants have enough time to establish their businesses before paying back.
Akhuwat Microfinance Loans
This part of the programme is for individual applicants. Any eligible person between the ages of 18 and 40 can apply. The loan size ranges from Rs 100,000 to Rs 500,000, which is more suitable for small startups and personal ventures. Just like BoK, repayment is flexible with a 20-month grace period, ensuring that young entrepreneurs can focus on growth before repayment begins.
Ehsaas Naujawan Programme 2025-Key Features & Public Benefits
This programme is designed to be flexible and youth-friendly. It gives financial support to help young people start businesses. The loans are interest-free, so there is no extra burden. It motivates the youth to follow their dreams with confidence.
Key Features
The key features of KPK Nojawan Programme are following:
Public Benefits
The KPK Nojawan Loan Scheme is designed for youth benefits specifically, and the public benefits are listed below:
Latest Updates of Ehsaas Naujawan Programme 2025
The programme is already showing strong results in Khyber Pakhtunkhwa. Through the Bank of Khyber, over Rs 408 million has been given to 139 youth in group loans. Another 52 cases worth Rs 116 million are still under process.
The Akhuwat Microfinance Bank has disbursed more than Rs 602 million to 3,585 individuals. The recovery rate is 100%, which shows the success and trust in this scheme. Thousands of applications are still being reviewed, proving the high demand among youth.
Conclusion
The Ehsaas Nojawan Programme 2025 is a big step to support youth in Khyber Pakhtunkhwa. It gives them the chance to start businesses without worrying about interest. With fair terms and flexible repayment, it makes entrepreneurship possible for many unemployed Pakistanis. The scheme also ensures inclusion by supporting women and persons with disabilities.
This programme is more than just loans. It is an investment in the future of the province. By helping young people create jobs and build skills, it adds strength to the economy. For anyone with a dream and determination, this is the right time to apply and grow. It has no deadline currently since it’s a 3 year programme. Apply on an early basis, so that you can take advantage of it.
